Basic Banking Account
Choose the rewards program that best suits you
Earn and redeem
Scotia Rewards travel points
Scotiabank Passport® Debit Card
Now use debit to earn travel rewards
Book travel online or redeem for travel rewards1
Earn SCENE points for
movies, meals and more
Scotiabank SCENE Debit Card
The fastest way to earn SCENE points
Scotiabank SCENE rewards let you enjoy free movies, meals and more2
Access banking at
any of our nearly 4,000 ABMs
ScotiaCard
Your access to
banking
Instant access to Scotiabank's full range of convenient money management services.
Monthly Fee
$3.95/mo
Seniors fee (age 60+)
FREE
3 easy steps
100% safe & secure
Top reasons to choose this account
12 transactions every month3 including up to 4 teller-assisted transactions4
2 Free Interac e-Transfers per month5
Ideal if your banking needs are minimal
Account Details
Monthly Record-keeping Options and Fees, for complete details review Summary of Account Fees.
Core Account Features & Fees | |
---|---|
Monthly Fee | $3.95 mo $0.00 after Seniors Discount |
Number of debit transactions | 124(up to 4 teller-assisted transactions6) |
Charge for additional debit transactions | $1.25/each |
Minimum daily balance to waive fee |
N/A |
Account Extras | |
---|---|
Interac e-Transfers |
2 Free Interac e-Transfers per month5 |
Cheques |
Personalized cheques can be purchased |
Discounts |
Discounted Seniors banking (age 60 and over) |
Record Keeping Charges may apply for additional record-keeping services |
|
---|---|
Paperless | Free |
Paper Statement | Free |
Paper statement with cheque image return | Free |
Interest Rate |
---|
No interest is paid on this account. |
Helpful Account Services
Great services to help you manage your money
Free Scotia® InfoAlerts
Receive an email, text message, or in app push notification when important account activity happens.
Interac7 e-Transfer
Pay your Internet, cell phone bill and more automatically. No missed due dates and no late fees.
Pre-Authorized Payments
Pay your Internet, cell phone bill and more automatically. No missed due dates and no late fees.
Direct Deposit
Have your paycheque, pension and more automatically deposited into your account and access your money right away.
Overdraft Protection
Manage everyday expenses knowing you won't be caught short of funds.
Free Add-Ons
Make saving easier with these convenient add-ons.
Bank The Rest® Savings Program
Bank The Rest® Savings Program
Pre-Authorized Contributions
Save automatically. It's the easiest way to save for the things that matter to you
Tools
Chequing & Savings Comparison Tool
Find the one that's right for you
Bank The Rest® Demo & Calculator
Turn Your Debit Purchases Into Savings
Additional Information
Transactions include3 up to 4 teller-assisted transactions and up to 12 self-serve transactions encompassing: Interac debit card purchases, ABM cash withdrawals, bill payments (including pre-authorized debits), account transfers and cheques.
Additional transactions cost $1.25 each.
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Basic Banking Account
Conditions apply. Please read the Scotia Rewards program terms & conditions for Passport ScotiaCard cardmembers for full details.
Redeem 1,250 points for a free General Admission or 3D movie ticket in a regular auditorium, 2,000 points for a free Enhanced movie ticket (i.e. UltraAVX®, IMAX® and DBOX, including those in 3D), and 2,500 SCENE points for a free VIP Cinemas™ movie ticket. 125 SCENE points will be issued per adult transaction for a General Admission movie ticket, 200 SCENE points will be issued per adult transaction for an Enhanced movie ticket, and 250 SCENE points will be issued per transaction for a VIP Cinemas™ movie ticket. Members earn points on a maximum of one adult ticket and two child tickets per transaction, two transactions per day. See scene.ca/tickets for details.
Self-service transactions are debit transactions processed without the help of a teller through a Scotiabank ABM, telephone or Internet banking including cheques, bill payments (including pre- authorized payments) and Interac** Direct Payments. Additional fees apply for shared ABM services, cross-border debit transactions and other banking services not included.
Teller-assisted transactions are debit transactions processed directly with a teller at a Scotiabank branch.
Only the first 2 Interac e-transfers you make each month through Scotia Online or Scotiabank Mobile banking (using your AndroidTM* phone, or iPhone or iPad mobile devices) are free. Unused free Interac e-transfers cannot be carried forward to subsequent months.
Deposits are eligible to be insured under the CDIC Act only if they are in Canadian Currency, have a term of 5 years or less and are payable in Canada.
In the event of a return and/or exchange of any purchase for which SCENE Points were allocated, SCENE Points will be deducted automatically from your SCENE membership account. SCENE points can only be redeemed at participating Cineplex Entertainment theatres or scene.ca for other points offers (or rewards). Some conditions and limitations apply. Visit scene.ca for complete details. Points accumulated using the SCENE ScotiaCard will be updated within 2-3 business days for debit transactions.
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