Liquidity solutions

Payments don’t stop at the border

Find out more about how Scotiabank’s global solutions can support your cross-border transactions.

Optimize liquidity for efficient operations

Strike the right balance between liquidity and yield. Our operating accounts ensure immediate access to funds for daily transactions, while our dedicated Treasury Management Officers leverage their expertise in fixed income and deposit portfolio management to help you navigate your unique financial landscape, maximizing returns and ensuring efficient cash flow management. 

Why choose Scotiabank? 

Strong risk ratings

Scotiabank holds strong senior debt credit ratings1 from leading agencies, including:

Aa2
Moody's

A+
S&P

AA
Fitch Ratings

Worldwide deposit solutions

Combine global insights with local expertise. Our deposit solutions are tailored to meet your objectives in key markets around the world.

Innovative technology

Review and manage your CAD and USD deposit products with ease using our ScotiaConnect® online platform, designed to meet your business needs. 

Protect your portfolio

Our deposits can offer a low-risk alternative for yield generation, helping to protect your principal from market volatility.

Approach deposits strategically

Make informed decisions about your deposit strategies. Our tailored solutions are designed to optimize your capital and liquidity needs.

Liquidity preservation solutions

These fully liquid options ensure immediate access to funds while preserving capital.

Balanced growth solutions

Semi-liquid options that enhance returns while maintaining capital security.

Yield maximization solutions

Fixed or structured options that focus on maximizing return potential while safeguarding principal.

Global solutions

Take advantage of deposit and investment solutions tailored to your business needs across international regions.

Local currency options

Hold deposits in a variety of local currencies to mitigate foreign exchange risk and optimize cash management strategies.

Customizable deposit solutions

We’ll work with you to meet your unique business needs through  flexible options for interest rates, liquidity, and account features.

Tailored investment strategies

Count on our team to develop investment strategies that align with local economic conditions and regulatory requirements, helping to ensure that your funds are working effectively in each market.

Sustainability-linked deposits

Across Scotiabank, we’re committed to advancing the transition to a low-carbon economy and promoting sustainable economic growth — for now, for the future.
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Get advice

Answer a few quick questions about your business needs. A Scotiabank advisor will be in touch with personalized service.

Articles
and insights

News, updates, and perspectives from our Global Transaction Banking team. 

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solutions

Treasury and payment solutions

Take control and easily manage your business cash flow with our line of global payable and receivable solutions.  

Trade and working capital

Navigate global trade with ease through a bespoke set of trade finance solutions to meet the unique needs of your business. 

Commercial cards

Our solutions are designed to help improve operational efficiencies by integrating with your existing processes.